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When it comes to online transactions in Nigeria, having a reliable virtual dollar card is essential. For one, local bank cards no longer work on international websites that do not accept Naira. These cards provide a secure and convenient way to make payments and conduct transactions without revealing personal banking information. In this article, we will explore some of the best virtual dollar card providers in Nigeria and the unique features they offer.
Lopeer Virtual Dollar Card
Lopeer is a hybrid Neobank app that caters to the needs of digital nomads and professionals who require financial services on the go. Apart from offering traditional banking services, Lopeer stands out by providing a wide range of innovative features including P2P crypto trading, currency swaps, and foreign bank account services, Lopeer allows users to create virtual dollar cards for seamless online transactions.
What makes Lopeer unique is its advantage of enabling users to fund their virtual cards with cryptocurrency or via your local currency like the Naira and their competitive pricing. This feature provides flexibility and convenience for individuals who prefer to utilize their digital assets to fund their cards. Lopeer virtual cards are equipped with 3D secure technology, ensuring enhanced security during online transactions. Users can confidently make purchases on various websites, including platforms that facilitate money transfers.
PayDay Virtual Dollar Card
PayDay is an app that offers virtual card payments, providing users with a secure and convenient way to make online payments without sharing their personal banking information.
ALAT Virtual Dollar Card
Operated by Wema Bank, ALAT is a renowned financial institution in Nigeria that offers a full range of banking services, including a virtual dollar card. ALAT virtual dollar card allows users to load up to $20,000 directly from their Naira balance onto the card. This feature enables seamless access to international transactions without the need for currency conversion.
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Chipper Cash Visa Virtual Card
Chipper Cash has gained significant popularity in Nigeria as a leading provider of virtual dollar card services. The virtual card comes with a digital wallet that supports multiple currencies, including USD, allowing individuals to conduct seamless payments and money transfers globally. Chipper Cash’s virtual dollar card is designed to enhance accessibility, with a daily withdrawal limit of $1,000, ensuring users have convenient access to their funds wherever they are.
Flip by Fluidcoin
Flip by Fluidcoins is a digital banking service that offers a virtual dollar card among its array of features. The virtual card comes with a daily withdrawal limit.
Gomoney Virtual Card
Gomoney is a reputable provider that offers both physical and virtual debit cards designed to prioritize convenience, security, and flexibility. Gomoney users can enjoy an enriched transaction experience, as each transaction made with the card provides detailed information such as the merchant’s name, category, and location. This feature enables individuals to easily track their spending and gain better control over their finances.
Gomoney’s virtual card is generated automatically and can be activated instantly, allowing users to start utilizing it without delay. For users with diverse payment needs, Gomoney allows the ownership of up to three virtual cards simultaneously, each serving a different payment purpose. The company has implemented robust security measures to protect users’ identity and card details, ensuring a safe and secure online transaction experience.
In most cases, the difference between these card providers is their pricing and fees, and their support. You should make sure these requirements check out well for your need before you make the decision to create your card using these services.

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